— By Hara J. Prager and Tom Coble — Whose leak is it anyway? HVAC provider or roofer? Imagine — it is a beautiful spring day; the air is cool and crisp, the sun is bright, with the promise of summer days near. You’re enjoying your first day off after the holiday rush. At least now, with the ice of winter behind you, you won’t be facing water leaks…right? Think again! On this beautiful 50-degree morning, as you’re enjoying a stroll, you get a panicked call from …